AI-powered documentation for fire, smoke, and wildfire insurance claims - get every dollar you deserve
48 Hours: Secure property and begin mitigation
7 Days: Complete detailed inventory before disposal
30 Days: Submit detailed Proof of Loss
Warning: Smoke damage can be worth more than visible fire damage - document everything!
From smoke damage to total loss, proper documentation makes the difference
Document structural damage, char patterns, and heat damage with professional DIY templates.
Templates to help you prove invisible smoke damage to electronics, HVAC systems, and soft goods.
DIY worksheets for detailed room-by-room inventory with replacement cost valuation guides.
Complete documentation templates for total loss including code upgrades and demolition.
Tracking tools and templates for temporary housing, meals, and increased costs during restoration.
Specialized documentation forms for wildfire damage including ash and air quality issues.
Upload your insurance policy for instant AI analysis and customized documentation
Our advanced AI analyzes your actual insurance policy to provide personalized claim strategies. No more guessing about coverage or missing critical requirements.
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Available immediately after purchase
Secure upload of your insurance documents
Instant parsing of coverage, limits, and requirements
Receive personalized claim documentation templates
Don't miss these crucial deadlines and documentation requirements
• Contact fire department for official report
• Secure property against further damage
• Document everything before cleanup
• Contact insurance company immediately
• Photograph all damage from multiple angles
• Video walkthrough of entire property
• Begin emergency mitigation (board-up, tarping)
• Start detailed contents inventory
• Get fire restoration contractor estimates
• Industrial hygienist for smoke assessment
• Electronics specialist for equipment damage
• Complete room-by-room inventory
• Present organized documentation package
• Walk through with your contractor present
• Document adjuster's findings
• Request advance payment for living expenses
• Submit detailed Proof of Loss
• Include all supporting documentation
• Challenge any undervalued items
• Begin tracking Additional Living Expenses
Everything you need for fire, smoke, and wildfire claims
Get every dollar you deserve for your fire loss
One-time fee • Instant access • All fire damage types covered
Digital delivery • All sales final • DIY documentation tools only - no consulting services
Replacement Cost Value (RCV) pays to replace items with new ones of similar quality, while Actual Cash Value (ACV) deducts depreciation. Most policies offer RCV, but insurers often try to settle for ACV. You're typically entitled to RCV if your policy includes it - you'll receive ACV upfront, then recover depreciation after replacing items. Our toolkit helps you document for maximum RCV recovery.
Smoke damage affects electronics, HVAC systems, insulation, and soft goods even without visible soot. Document with: professional testing reports, photographs under different lighting, documentation of odors, and expert opinions. Electronics may fail months later due to corrosion. Our templates help you document all smoke damage, including hidden contamination that adjusters often miss.
Public adjusters typically charge 10-20% of your settlement but can increase recovery significantly. They're most valuable for large losses over $50,000 or complex claims. Our toolkit provides the same documentation templates public adjusters use, helping you decide if you need one or can handle the claim yourself with proper documentation.
ALE covers additional costs when your home is uninhabitable during repairs. This includes temporary housing, increased food costs, laundry, storage, pet boarding, and extra transportation. Key: it covers costs ABOVE your normal expenses. Keep all receipts and document why each expense was necessary. Our ALE worksheets help track and maximize this coverage.
For total loss, create a detailed room-by-room inventory with specific descriptions, brands, models, and replacement costs. Instead of "TV," write "Samsung 65-inch QLED Smart TV Model QN65Q80B." Include purchase dates, receipts if available, and photos. Our inventory worksheets guide you through this process with category-specific prompts for maximum recovery.