Get expert guidance when your insurance company delays, denies, or undervalues your property damage claim.
Get Claim Navigator →Filing an insurance claim should be straightforward, but most policyholders quickly discover the process is designed to frustrate, delay, and minimize payouts. When your home or property is damaged, you need help navigating a system built to protect the insurance company's bottom line—not your recovery.
The first estimate you receive is almost always low. Adjusters use software that systematically undervalues materials and labor. They apply aggressive depreciation that reduces your payout. They exclude items that should be covered. Most policyholders don't know enough to challenge these numbers effectively.
Insurance companies keep asking for more documentation without clearly explaining what's needed. Each request adds days or weeks to the process. The longer your claim takes, the more likely you are to accept a low offer just to move forward with repairs.
Even when claims aren't denied outright, insurance companies exclude legitimate damage items. They cite policy provisions without explaining them fully. They apply exclusions that don't actually apply to your situation.
Adjusters routinely miss damage during inspections. They don't access all affected areas. They overlook secondary damage. They don't recognize problems that aren't immediately obvious. Missing scope items can cost thousands or tens of thousands of dollars.
Behind the scenes, carriers use a playbook designed to minimize every claim.
Claim Navigator is the AI-powered platform that levels the playing field. Built by insurance professionals who've seen these tactics from the inside, our system gives you the tools and knowledge you need to fight back effectively.
Understand exactly what your policy covers and what you're owed
Identify missing items, incorrect pricing, and unfair depreciation
Know exactly what evidence to collect and how to present it
Communicate with adjusters using language that gets results
Never miss a critical filing or appeal deadline
Generate professional appeals when claims are denied or underpaid
Get the tools and guidance you need to maximize your claim settlement.
Get Claim NavigatorNot necessarily. Claim Navigator gives you the same tools and strategies professionals use, without the 10-30% fee. For most claims, our platform provides everything you need to negotiate effectively.
Our pricing is transparent and affordable—a fraction of what you'd pay a public adjuster. Most users recover thousands more than our subscription cost within their first claim.
Claim Navigator includes appeal tools specifically designed for denied claims. We help you build a compelling case with the documentation and arguments adjusters respond to.
Immediately. Create your account, upload your policy and estimate, and start getting actionable guidance within minutes.
Yes. Claim Navigator supports all property insurance claims including fire, water, wind, hail, storm damage, and more.